Money

The money habits of the 0.01%.

Wealth isn't luck, and it isn't a stock tip. It's habits: how you save, spend, own and think long term. Learn them in five minutes of your scroll time a day.

Coming to the App Store

See how it works

First lesson free · Free week on the annual plan · No account to start

In the Money track

What you'll find out.

You've watched hundreds of videos and kept almost none of it. MASTRD is only the ideas that matter, and everything you learn keeps coming back. Here are five of them; the how is in the lessons.

  1. How the richest families hold their wealth differently from most people
  2. Why investing from 16 to 25 can beat investing from 26 to 65
  3. The savings plan that grows on its own without cutting today's spending
  4. Why millions in career pay didn't protect pro athletes from going broke
  5. The simple math that shows how fast money, or debt, doubles

Why it sticks

Five reasons it never stuck. Fixed.

  • You forgot it.

    Every idea keeps coming back right before you'd forget it.

  • You never used it.

    Every lesson makes you use it: real situations, spotting the mistake, saying it out loud.

  • You had no time.

    It takes five minutes of your scroll time, and refreshers wait on your lock screen.

  • You learned from the wrong people.

    Built on how self-made founders and executives actually work, plus research and specialists.

  • You did it alone.

    Your circle of up to 12 friends sees whether you kept your standard this week, and can nudge you when you slip.

Questions

Questions, answered.

  • A windfall doesn't fix money habits: lottery winners of $50,000 to $150,000 went bankrupt as often as small winners. The lessons cover lifestyle creep, pay-later debt and everyday spending traps.

  • Start with a cushion: about 1 in 3 US adults couldn't cover a surprise $400 bill in cash. The lessons cover where to keep money, automatic saving, first paychecks, credit basics and scams aimed at young people.

  • Growth builds on past growth, so starting early can beat putting in far more later. The lessons show the real numbers and how automatic saving works.

Start with money.

On the annual plan: a free week, then under 20 cents a day.

Coming to the App Store

The app can remind you two days before your free week ends. Cancel in Settings at least a day before and you pay nothing.